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Funding For Lending Credit Cut Sharply

Written By Unknown on Senin, 04 Maret 2013 | 20.14

British lenders taking part in a Bank of England scheme to boost firms' and households' access to credit cut lending sharply in the last three months, official statistics have revealed.

The lower than expected Funding for Lending Scheme (FLS) figures have dampened hopes that the project could help revive economic growth.

The BoE bank announced the scheme jointly with the government in June 2012, as a way to unblock a credit log-jam which some economists say is a big factor behind Britain's weak economic recovery.

Banks and building societies cut lending by a net £2.425bn between October and December.

The figure compares to an increase of around £1bn in the first months of the FLS's operation.

Total net lending by banks and building societies taking part in the scheme - which includes all major British lenders apart from HSBC - is now down by £1.502bn since June 30.

The bank said that the scheme's benefits will not be fully clear until later in 2013.

"I would not expect to see a return to rising aggregate quantities until we start getting data for 2013 at the earliest," the bank's Paul Fisher said.

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Queen In 'Good Spirits' As Treatment Continues

Queen Has Rarely Fallen Sick In Her Reign

Updated: 9:19am UK, Saturday 02 March 2013

During her six decades as monarch, the 86-year-old Queen has rarely taken time out of her active schedule of public engagements because of ill health.

She has had occasional problems with her back. In October, she was forced to cancel an appearance at a Windsor Castle investiture ceremony, and she also had to miss a church service in Scotland a few days earlier.

In 2006, she suffered a strain to her back during her annual summer break at Balmoral which led to her cancelling a tour of Arsenal's new stadium.

A firm believer in homeopathy like her son the Prince of Wales, the Queen has often supplemented more conventional medical opinion with herbal remedies.

As a young woman, in January 1949, she caught measles and had to be separated from the newborn Charles.

The first time the Queen was admitted to hospital was in July 1982 when she had  a wisdom tooth extracted at the exclusive King Edward VII Hospital in central London.

In March 1993, she was forced to cancel several engagements because she had the flu.

However, in the same month, she refused to cancel a visit to a handbag factory despite having had three stitches in her left hand after being bitten by one of her corgis.

In January 1994, she wore a plaster cast after breaking her left wrist when her horse tripped during a ride on the Sandringham estate in Norfolk.

The injury was not diagnosed until almost 24 hours later after she had remounted and ridden back to Sandringham unaware of the damage. Her wrist was X-rayed and set in plaster at a hospital in King's Lynn.

She was admitted to the King Edward VII Hospital in January 2003 for keyhole surgery on her injured right knee.

She had torn cartilage when she jarred the knee walking on rough ground during a private visit to Newmarket, Suffolk.

A 45-minute operation to remove the cartilage was a complete success and the Queen used a walking stick during convalescence when her official engagements were scaled down.

In December the same year, the Queen, then 77, returned to the King Edward VII for a similar operation on her left knee.

This time the damage appeared to be due to her advancing age or general wear and tear rather than a specific injury.

At the same time, surgeons removed minor - non-cancerous - lesions from her face in a double procedure lasting an hour and a quarter.

The Queen cancelled and postponed engagements but was fully active again in a few weeks.


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Weather: Cold Spell Set To Follow Spring Sun

Extreme UK Weather Prompts Warning

Updated: 8:59am UK, Monday 04 March 2013

The extremes of weather that Britain has experienced over the past year highlight the urgent need to plan for a changing climate, the head of the Environment Agency has warned.

Analysis by the Government agency reveals that one in every five days last year saw flooding in England and Wales, while one in four days were spent in drought.

There was flooding on 78 days of the year, and for 95 days there was official drought declared for some areas, figures from the EA show.

Rivers such as the Tyne, Ouse and Tone went from record low levels to experiencing their highest flows since records began, in the space of four months, the agency said.

Recent Met Office analysis suggests the UK could experience a 1976-style drought every 10 years.

The EA said that with the population of London and the South East set to grow by 23% by 2035, action should be taken now.

Modelling suggests some river flows could be cut by up to 80% during the summer in the next 40 years as the climate changes, putting more pressure on businesses that rely on taking water from rivers for irrigation.

The EA has called for an increase in small-scale water storage reservoirs, which can take advantage of wet times and help farmers, commercial turf growers, golf clubs, sports stadiums and racecourses cope with dry periods.

There are currently around 1,700 such water storage reservoirs in England and Wales, supplying around 30% of irrigation needs, but they will need to increase as the UK faces more extreme weather as the climate changes, the agency said.

EA chairman Lord Smith said: "The extremes of weather that we saw last year highlight the urgent need to plan for a changing climate.

"In 2012 we saw environmental damage caused by rivers with significantly reduced flows, hosepipe bans affecting millions and farmers and businesses left unable to take water from rivers.

"But we also saw the wettest year on record in England, with around 8,000 homes flooded.

"Interestingly 2007 - which also saw some of the most severe flooding in recent memory - also started the year with hosepipe bans.

"More of this extreme weather will exacerbate many of problems that we already deal with including flooding and water scarcity, so taking action today to prepare and adapt homes, businesses, agricultural practices and infrastructure is vital."


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More Horsemeat Found In School Dinners

Minced beef has been removed from all school menus in Leicestershire after tests showed it contained traces of horse DNA.

In a message to parents, Leicestershire County Council said it was taking "prudent action" but insisted there is "no health risk".

"The vast majority of food we supply is Red Tractor assured and we will continue to regularly seek assurances from our school food suppliers to ensure that they comply with legislation," it said.

"The council only uses food produced within the UK but sought reassurances for two items which aren't processed on site by the supplier."

The second product tested by trading standards officers - a beef grill steak - was not found to contain horsemeat and will continue to be served in school canteens.

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Woman Jailed For Life For Grandmother Murder

A woman has been jailed for a minimum of 37 years for murdering a grandmother in a knife attack in the street.

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PM Meets Families Facing Poverty At Food Bank

Written By Unknown on Minggu, 03 Maret 2013 | 20.14

By Ian Woods, Senior Correspondent

The Prime Minister has made a secret visit to his local food bank, after criticism that Downing Street does not understand the increasing role they are playing in 'Austerity Britain'.

Mr Cameron visited the charity, which operates out of a church hall in his constituency in Oxfordshire, and spoke to volunteers who supply up to 10 families each week with emergency food parcels.

Nationally, the use of food banks has grown, with the largest operator, the Trussell Trust, now running 310 centres. The trust helped 260,000 people in the past year, an increase of 60,000 on the year before.

The Witney food bank was set up by Jo Cypher, who told Sky News: "We've had people coming in saying 'we've had a choice this week, either we buy electric, we buy gas, we pay bills, or we eat'."

Her colleague Julie Walker-Lock said they were helping a variety of people. "We're seeing from the elderly down to the families with young children. We've had a barrister in - he'd been looking after his wife and she'd passed away and he'd lost everything, and he came here, and we helped him out."

Melody Hopkins is one of the those who has used the Witney food bank. She told Sky News she was a victim of domestic violence, and then lost her job as a carer for disabled people.

Food bank More and more people are relying on food banks

Despite receiving benefits and child tax credits, she said she struggles to pay rising food and heating bills, and care for her eight-year-old son Toby who requires daily medication for Attention Deficit and Hyperactivity Disorder. She found it difficult to make the transition from wage earner to welfare recipient.

"My wages had stopped, so I had to wait for the benefits to kick in. We were desperate. We didn't have any food. At one point I had a fiver, in my back pocket, to just go and get some food.

"It's sad to think that I used to work, I used to do three meals a day, it was great, and now it's come down to one meal a day, because Toby gets free lunch at school. So I haven't eaten today - I'll eat later with him. I have gone without because Toby comes first ... it's sad when I can't give Toby the food he wants."

Difficulties in finding childcare after school for a child with special needs mean Ms Hopkins cannot get a full-time job, so she does voluntary work instead.

"I don't want to be on benefits. I want to go back to work and do a job. I've always worked. This is the only one or two years I haven't had a job," she said.

Witney church hall The food bank in Witney is housed in a church hall

Ms Hopkins added that she shops for clothes once a year, gets furniture from charity shops and avoids big supermarkets. 

"Every aisle is temptation, you need to go around those shops and not even look at the prices. I can't do that. I go in with a basket and it's the bare essentials - can we make tea out of what we've got? And you see people walking out with big trolleys and you think OK, I haven't got that, we've got what we need and we will go," she explained.

To help as many people as possible, and to avoid dependency, food banks permit only three visits per year, and recipients have to have been referred by a charity or other agency. GPs are now prescribing food as well as medicine to patients.

Dr Raj Kohli, from the Deer Park Medical Centre in Witney, told Sky News: "I do come across families who are struggling to appropriately feed their children. Particularly with fresh fruit and vegetables, it's expensive.

"We're not necessarily seeing the physical effects of malnutrition at this stage, but they are struggling. We need to look at their immediate needs, and a food bank can help their immediate needs."

Food bank user Food bank user Melody Hopkins prepares a meal

Witney is not the sort of place you might expect to find poverty. The Cotswolds town has only 909 people claiming Jobseeker's Allowance and its unemployment rate is less than half of the national average. 

But there are enough people struggling to make ends meet to mean the food bank has become a vital resource. Even the local Brownie pack saved loose change and then put all their money together to buy tins of food to give to the poor. Shoppers and supermarkets both donate groceries which can be used in food parcels.

The volunteers at the Witney food bank were sworn to secrecy about the Prime Minister's visit, and no cameras were present.

But they said that he listened to their comments about why the food bank was needed and their fears that changes to the benefits system in April could bring a fresh influx of people who find it hard to pay their bills.

Previously, a Downing Street spokesperson has said: "Benefit levels are set at a level where people can afford to eat. If people have short-term shortages, where they feel they need a bit of extra food, then of course food banks are the right place for that. But benefits are not set at such a low level that people can't eat."

Witney Affluent Witney is not necessarily where you would expect to find poverty

Volunteer Julie Walker-Lock told Sky News: "I think that was a very ill-informed statement they made. There is a genuine need for us to be here." 

Ms Cypher said: "We were glad he came, because I think he was blind to the fact that, like everybody else, supposedly Witney is very rich. It's actually quite the opposite. It's not.

"I think he went away with a better understanding of how the system works and why we're here. I'm hoping that we went away with some of those thoughts, and he will act on them."

For those who use the food banks, items like pasta and tins of soups can be an essential part of their diet. But sometimes it's having an occasional treat which can lift people out of depression. An unexpected Christmas hamper made all the difference to Ms Hopkins and her son.

"To everybody else they're not luxuries, but to me and my son they were luxuries. They were things I wanted to buy but couldn't afford to buy, and it brought some tears to our eyes.

"Christmas Day we just had a standard chicken. Most people have turkey, we didn't, we had tinned veg. I mean, it was OK, but we had the little extras like a cracker each, and mince pies. My son was like 'I got sweeties' and I actually wrapped them up and put them in his stocking - that's how important it is to us," she said.


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Councils 'Not Providing Enough Childcare'

More than two thirds of councils are failing to provide enough childcare for working parents, campaigners for families' rights have warned.

Only one in five local authorities have enough childcare for parents with children under two, and just one in three for school-age children, according to the Daycare Trust and Family and Parenting Institute.

And just one in seven have enough childcare for disabled children - a figure that has not improved in five years, it said.

The charity's chief executive, Anand Shukla, said the shortage is linked to the financial squeeze.

"Councils across England and Wales are failing families by presiding over a continuing shortage of high-quality, affordable childcare," he said.

"Local authorities have a legal duty to ensure a sufficient supply of childcare in their areas, but no doubt their failure to do so is linked to the tight financial squeeze they find themselves in, with ever more austere funding settlements.

"Only the Government can address this situation by investing more in providing support for parents."

Britain has some of the highest childcare costs in the world.

Figures published recently by the Department for Work and Pensions showed that a third of parents who want to work more cannot because they are unable to find affordable childcare.

David Cameron Visits Westminster's Children Society The Government is set to announce childcare reforms

As part of coalition efforts to cut childcare costs, staff are to be able to take charge of six two-year-olds rather than four, while the ratio for children under the age of one will go up from three to four

But the charity's Childcare Costs Survey 2013 suggests such plans will have little impact on childcare costs.

Mr Shukla said: "Staffing costs are only part of a complicated picture, so allowing adults to look after more children at once is not only a risky idea, but an ineffective one too.

"With private and non-profit childcare providers exposed to the full force of a harsh business economy, we doubt whether parents will ever see any of the money saved by cutting nursery staff."

Ministers have still not finalised a much-heralded, wider shake-up of childcare funding and tax breaks.

The Government will make an announcement soon, a spokesman said.

"We are reforming the childcare system so that providers have more flexibility when they have highly qualified staff and childminders are better supported," he said.

"Ratio changes, which are not compulsory, will allow providers to have the flexibility to increase pay for better qualified workers.

"High quality providers will be able to expand and more childminders will enter the market - this will mean parents have more affordable childcare."

The charity's study will be published on Wednesday.


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Nurses Who Raise Concerns 'Fear Consequences'

A majority of nurses who raise concerns over patient care believe they are being ignored or punished for speaking out, a survey has found.

Research for the magazine Nursing Times suggested that an NHS attitude of discouraging staff from reporting problems is putting patients at risk.

Many nurses are afraid of being labelled troublemakers or being ostracised by senior staff if they highlight concerns, the research found.

More than 800 nurses were questioned in the survey.

Half of nurses who had raised concerns about the NHS said they were not dealt with properly, while a third felt they were likely to face negative consequences or be ignored as a result of raising concerns.

The survey revealed that 84% of respondents had previously raised concerns about a colleague's practice or attitude - of which 23% said they had done so "several times" or "regularly", and 23% "at least once".

But of those who had raised such concerns, 52% said there had been no appropriate outcome as a result of speaking out and a similar percentage said doing so had led to them suffering negative consequences.

Almost 30% of nurses said being viewed as a troublemaker was the biggest barrier to speaking out, with inaction by managers cited by 23%.

Eight out of 10 nurses said the ability to raise concerns in the NHS could be a lot better.

Nursing Times editor Jenni Middleton said: "I have personally spoken to nurses who, having raised concerns, have been sidelined and ostracised by their employers, bullied and marginalised by their colleagues - and end up feeling ashamed and guilty, as well as concerned that their careers are over."

Dr Peter Carter, chief executive and general secretary of the Royal College of Nursing, said the findings were "extremely worrying" and called for greater transparency.

Health minister Dr Dan Poulter said: "We are determined that staff who have the courage and integrity to speak out in the interests of patient safety are protected and listened to."

He listed measures taken by the Government to support whistle-blowers in the NHS, such as funding a national helpline, and said the NHS Commissioning Board will be required, starting in April, to include a contractual duty of openness in all commissioning contracts.

"We are now considering the recommendations of the Francis Report in full and whether we need go further," he added, referring to the report on the care provided by Mid Staffordshire NHS Foundation Trust after an inquiry by Robert Francis QC.

Dean Royles, chief executive of the NHS Employers organisation, said that while "enormous efforts" had been made by employers to encourage staff, more needed to be done.


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Paul Gascoigne: I've Never Been As Bad As This

Paul Gascoigne says he is not ready to give up his fight against alcohol addiction after his emergency admission to a US rehab clinic.

The Sunday Mirror reported that the former football star told his friend Jimmy Gardner: "The drink nearly finished me off this time.

"I know I've never been as bad as this before. But I'm not ready to give up the fight.

"I'm getting better now. I'm not there yet, but I'm getting there."

Friends of Gascoigne, 45, clubbed together to pay for his £6,000-a-week detox treatment, after a relapse in January.

He was transferred to a hospital following a seizure, where he spoke to Mr Gardner, 46, from his ward.

Mr Gardner told the Sunday Mirror: "Paul sounded frail and weak and scared.

"But I could hear something else in his voice too. I could hear grit and determination.

"No one knows Paul like I do and I can tell you, he's not for throwing in the towel.

"I love him to his bones. I can't think about him not being here. He'll beat the booze. He's done it before and he'll do it again."

He will now spend time in isolation in rehab, and has had his phone taken away as part of his therapy.


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Retired Police Officer Shot Dead With Partner

The bodies of a retired police officer and his partner have been found shot dead at a house in Devizes, Wiltshire police say.

The discovery was made at a house on Moonrakers Estate, shortly before 11am on Saturday.

The man has been named as Bill Dowling, and is a retired police officer.

It is being described as an "isolated incident" and no-one else is at risk.

The families have been informed but formal identification has not yet taken place.

A spokesman said: "We can confirm that at shortly before 11am on Saturday, March 2, officers were called to a property at Moonrakers Estate, Devizes.

"On arrival the bodies of a man and a woman were found. An investigation into the circumstances of their deaths is under way.

"This is an isolated incident and we have no reason to believe that anyone else is at risk."

Cordons have been placed around the scene as investigators continue their enquiries.

Chief Inspector Mark Sellers said: "News of these tragic deaths will have been a shock to the community and our thoughts are with the families and friends of the two people involved.

"I would like to reiterate that this is an isolated incident and reassure members of the community that Devizes is a safe place.

"I would like to thank residents for their understanding as there will be an increased police presence on the estate as officers continue to conduct vital enquiries."

Detective Chief Inspector Ian Saunders added: "We understand him to be a retired police officer. He retired five years ago from the Wiltshire police service."


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